SMARTEDGE
For Borrowers Qualifying Full Doc With Non-Agency/Non-QM Features.
SmartEdge Full Doc:
- Loan amounts up to $3M
- 4+ years major derogatory credit
- 1x30x12 housing
- DTI up to 50%, 620 min. FICO
- $2M Cash Out at 85% LTV, $1M Cash in hand
- Up to 15 financed properties
- Appraisal transfers permitted
- Use asset amortization (asset depletion) to qualify
- Fixed 30; ARM 5/1, 7/1, 10/1 – all with optional Interest Only
- 90% LTV Purchase/Rate & Term – No MI
SmartEdge Plus:
- 0x30x12 housing
- 2-4 years major derogatory credit
RESOURCES
Find the forms and information you need, any time you need to access them.
