Loading...
Team Member

SANDRA ULLOA

Senior Loan Officer

NMLS # 249480

APPLY NOW

SANDRA ULLOA

I have over 34 years of experience in mortgage lending and am dedicated to helping you find the perfect home loan.
My extensive experience means that I have been through many types of housing markets, I understand many different products, and am well-equipped to guide you through any home loan situation. I specialize in assisting first time homebuyers through the mortgage process.

Using a consultative approach to mortgage lending, I am dedicated to working alongside you to determine the best home loan option that fits your life today and well into the future. I understand that it is not only a financial decision, but a choice that affects the dreams and goals of your family.

When you desire personal service, timely answers and exceptional home loan expertise, I am your choice.

FL License # LO16

Thank you so much again Sandy, we couldn't be happier! We really appreciate your professionalism and responsiveness. I'll be sure to recommend you in the future, even with the gazillion questions (lol) we really had a great experience!
Krystelle L.
Sandy communicated extremely well throughout the entire process, keeping myself and the buyer updated along the way. The buyers were originally going with another lender and were having issues. Sandy was able to get them a loan allowing them to close on their new home. At the closing table, the buyer remarked, 'Sandy bailed us out!' I will gladly, with confidence, refer all my customers to Sandy, knowing she can get the job done!
Carrie D.
I would like to thank you and your team for a job well done. My buyers were extremely pleased as well as my sellers on this transaction. Your personal attention to detail and having the loan package ready 3 days ahead of my closing is amazing and that is the way it should be. Everything went super smooth as my buyer and seller used my recommendations for everything and I was delighted with your performance and helpful attitude, always keeping me informed. It will be my pleasure to continue to recommend you to my clients as I have been doing. Keep up the good work!

MARKET NEWS

Up-to-date coverage on current mortgage trends.
Investing in Multi-Family Properties

Everything You Need to Know About Investing in Multi-Family Properties

Whether you’re looking to buy a home for your family or want an investment property, you may ha…

View More
8 Questions Every Homebuyer Should Ask Their Real Estate Agent

8 Questions Every Homebuyer Should Ask Their Real Estate Agent

Whether you’re buying your first home or your fifth, you’ll quickly recognize the value of your…

View More
20% Down Payment Myth

What You Need to Know About the 20% Down Payment Myth

Odds are, you grew up hearing the oft-repeated 20% down payment rule, as it pertains to buying…

View More